Why Affirm?
We started Affirm because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.
It’s all about you
We’re here to help you say yes. Yes to things like getting new shoes, or fixing the family van, or ziplining in Zion. Yes to the things that make your life easier and more enjoyable.
Transparent
We tell you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
You’ll never pay late fees, penalties, or hidden interest, ever.
What you see is what you pay
When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.
How to pay at your own pace with Affirm
STEP 1
Fill your cart
Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.
STEP 2
Choose how to pay
Select the payment schedule that works for you, then confirm your loan. We’ll never charge more than you see up front.
STEP 3
Make easy monthly payments
Download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders so you never miss a payment.